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Musicians typically take on debt when they first sign to a record label. They are given a lump sum, known as an advance, to pay for recording studios, video shoots, distribution and other expenses. The money is then paid back when they sell their music.
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Tech companies are disrupting the traditional methods of investing and allow people to invest in fractions which is more affordable. Real estate and stocks are crowdsourced and this makes investing more affordable.



Why are recording artists in debt in the first place?
1. High-yield savings accounts


There’s a real risk that office culture could devolve into a class system, with on-site employees favored over remote workers. WeWork CEO Sandeep Mathrani recently insisted that the “least engaged are very comfortable working from home,” a stunning indictment that discounts working parents everywhere and suggests that those who might need flexibility—like those caring for relatives—couldn’t possibly be ambitious.