Acorns

Budgeting may sound intimidating, but it’s simply a plan for how you’ll spend your money each month. When you know what’s coming in (i.e. how much you’re earning), you can more effectively manage how you choose to spend it. There are many different ways to create a budget, but beginners who want to manage their money on-the-go should check out the Goodbudget app.




Hobbyist photography – people taking photographs mostly for fun, of whatever they want, but with more intentionality and better gear than amateurs. Usually, they’re trying to be a bit artistic, but they’re still not trying to make a career out of it.


On Wednesday, the House followed the Senate in passing a bill to make Juneteenth a national holiday. President Biden signed it into law Thursday afternoon. After a century and a half, the oldest celebration of Black emancipation is now a federal holiday.


Holt noted that “one student of mine really loves cars, and she’s now bringing a new female viewpoint to car photography. You can find your niche; think about ‘I like this topic, I have a degree, I can be a freelancer and work for myself.’”

Historians and other scholars have written thousands of books about the practice of slavery, the war that led to its demise, and myriad related topics. But few people will have the patience or desire to develop a nuanced understanding of such complicated events. It is easy to imagine a facile narrative that develops around Juneteenth in which people essentially tell themselves, “Slavery was bad. The ‘good guys’ won the Civil War. And now racism is over.” It would be a sacrilege to the memories of those who suffered to achieve freedom and the celebration of Juneteenth if people adopted a simplistic understanding of the history behind it.

University of Southern California tax law professor Edward McCaffery has summarized the entire arc with the catchphrase “buy, borrow, die.”